The choice between Medicare Advantage (Part C) and a Medicare Supplement (Medigap) is one of the most important decisions you'll make at 65.
All-in-one plans from private insurers. Often $0 premium, includes drug coverage, may include dental and vision. Network-based.
Pairs with Original Medicare to fill gaps. No networks — see any doctor who accepts Medicare. Higher monthly premium, but predictable costs.
If you travel often or have chronic conditions, Medigap's flexibility usually wins. If you want simplicity and lower premiums, Advantage may suit you.
When you call, you reach a licensed agent who already knows your file and has the time to help, the same business day, every time.