Your Initial Enrollment Period (IEP) is a 7-month window: the 3 months before your 65th birthday, the month of, and the 3 months after. Missing it can mean lifelong premium penalties.
The earlier you enroll, the smoother your transition. Here's how to think about each phase.
Compare Medicare Advantage and Original Medicare + Supplement options. Get pricing for your zip code.
Confirm your Part B start date. Set up Part D if going with Original Medicare.
Last chance to enroll without penalty. Don't wait — some plans book up.
When you call, you reach a licensed agent who already knows your file and has the time to help, the same business day, every time.